Knowledge Base

Commercial Loan Knowledge Base

Everything you need to know about commercial financing — from loan types to business growth strategies.

All Alternative Lending Borrower Education Borrower Metrics Bridge Loans CRE Financing DSCR Loans Documents Equipment & Acquisitions FAQ Industrial Loan Process Loan Types Multifamily Process Rates & Market Retail SBA Loans Strategy

3 articles

Alternative Lending 10 min read

Hard Money Loans: When They Make Sense

Hard money loans offer speed and flexibility when conventional financing falls short. Learn current rates (9.5-15%), typical terms, five scenarios where hard money is the right tool, and how to evaluate the tradeoffs before you sign.

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Alternative Lending 11 min read

Mezzanine Financing Explained

Mezzanine financing fills the gap between senior debt and equity in commercial real estate capital stacks. Learn how mezz works, current terms (10-18%), when to use it, and how it compares to preferred equity.

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Alternative Lending 12 min read

What Is Seller Financing?

Seller financing lets buyers pay the seller directly over time instead of through a bank. Learn how it works, typical terms (8-10% rate, 3-7 year term), how to combine it with SBA loans, and negotiation strategies.

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