Knowledge Base

Commercial Loan Knowledge Base

Everything you need to know about commercial financing — from loan types to business growth strategies.

All Alternative Lending Borrower Education Borrower Metrics Bridge Loans CRE Financing DSCR Loans Documents Equipment & Acquisitions FAQ Industrial Loan Process Loan Types Multifamily Process Rates & Market Retail SBA Loans Strategy

3 articles

Borrower Education 12 min read

Personal Guarantee on Commercial Loans

Understand what a personal guarantee means for commercial borrowers, the difference between full and limited guarantees, what assets are at risk, and proven strategies to negotiate better terms.

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Borrower Education 14 min read

How to Improve Your Approval Chances

Master the 5 Cs of Credit that every commercial lender evaluates, strengthen each factor with targeted action items, avoid common rejection reasons, and prepare a bulletproof loan application.

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Borrower Education 13 min read

Prepayment Penalties: Defeasance, Yield Maintenance & Step-Downs

Understand the three types of commercial loan prepayment penalties---defeasance, yield maintenance, and step-down---with worked examples, cost comparisons, and strategies to negotiate better terms.

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