Knowledge Base

Commercial Loan Knowledge Base

Everything you need to know about commercial financing — from loan types to business growth strategies.

All Alternative Lending Borrower Education Borrower Metrics Bridge Loans CRE Financing DSCR Loans Documents Equipment & Acquisitions FAQ Industrial Loan Process Loan Types Multifamily Process Rates & Market Retail SBA Loans Strategy

3 articles

Rates & Market 11 min read

Commercial Loan Rates in 2026

A comprehensive look at where commercial loan rates stand in 2026, what is driving them, and how to lock the best rate for your deal. Updated with current Fed, SOFR, and Treasury benchmarks.

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Rates & Market 12 min read

How the Fed Funds Rate Affects Your Loan

The federal funds rate sets the floor for every commercial loan. Learn how changes ripple through to your interest rate, which loan structures are most affected, and what the Fed is signaling for 2026.

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Rates & Market 13 min read

Fixed vs. Variable Rate: How to Choose

Fixed rates give you certainty. Variable rates give you savings when rates drop. Learn how each works, compare real scenarios on a $1M loan, and use our 5-step decision framework to choose.

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