Knowledge Base

Commercial Loan Knowledge Base

Everything you need to know about commercial financing — from loan types to business growth strategies.

All Alternative Lending Borrower Education Borrower Metrics Bridge Loans CRE Financing DSCR Loans Documents Equipment & Acquisitions FAQ Industrial Loan Process Loan Types Multifamily Process Rates & Market Retail SBA Loans Strategy

3 articles

SBA Loans 6 min read

SBA 504 Loans: Rates, Requirements & How to Qualify in 2026

The SBA 504 loan program offers below-market fixed rates on commercial real estate and heavy equipment. Learn how the 3-party structure works, current May 2026 rates, and whether you qualify.

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SBA Loans 6 min read

SBA 7(a) vs. Conventional Commercial Loans: Which Should You Choose in 2026?

SBA 7(a) loans and conventional commercial loans serve different purposes. This side-by-side comparison covers rates, terms, covenants, down payments, and a decision framework to help you choose the right product.

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SBA Loans 6 min read

SBA Loan Timeline: How Long Does It Really Take in 2026?

SBA loan timelines vary widely by product and lender. Here is a realistic breakdown of how long SBA Express (10-30 days), standard 7(a) (30-90 days), 504 (60-90+ days), and Microloans (14-42 days) actually take — and the 5 things you can do to close faster.

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