Calculate your Loan-to-Value ratio and see exactly how your equity position compares to lender requirements.
Based on your property value of $1,000,000:
| Loan Type | Max LTV | Notes |
|---|---|---|
| SBA 7(a) | Up to 90% | SBA guarantee reduces lender risk |
| SBA 504 | Up to 90% | 10% borrower equity required |
| Conventional CRE | 65–75% | Varies by property type |
| Bridge Loan | 65–75% | Short-term; exit strategy required |
| Construction Loan | 60–70% | Based on completed value (LTC) |
| Hard Money | 60–70% | Asset-based, less income scrutiny |
See what loans you actually qualify for — no commitment required.